Our Business is Protecting Your Family & Business

We are an independent insurance agency that sells all-lines of insurance including: Personal home/auto, Commercial property/auto/liability, Life, Health, Bond, Annuities. If you are looking for an agency that can accommodate all of your insurance needs, give us a call. Our customer service is what we feel has helped our agency continue to grow since 1961. Let our family business insure your family and business.

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Commercial Property- The Vacancy Clause

The ISO Commercial Property form (CP 00 10 10) is the most common commercial property coverage form utilized in the marketplace. Embedded within section E “Loss Conditions” is item 6- Vacancy which can restrict coverage in the event a covered property is deemed vacant at time of loss. The coverage form language is pasted at the end of this article for reference.

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